"Switched our entire family policy in under an hour. The wallet alone is worth it — direct billing in Bangkok worked first try."
Alice Moreau
ExpatMedicare Member
Smart health coverage for expats
Quality health
coverage for
expats,
worldwide.
Trusted international health insurance so you can live, work and thrive anywhere.
Excellent
4.8 out of 5Trustpilot
Mira
Your health plan advisor
Hi! I'm Mira, your health plan advisor 👋
Trusted partners · 50+ international insurers
ExpatMedicare is by your side
One cover for every life abroad
Get matched with the right international health plan through our network of vetted advisors and the power of AI, analysing the market in real time.
Find THE plan for you with our free AI assistant. Never miss an opportunity. Receive 100% relevant recommendations tailored to your life abroad.
Reach more clients and more mandates to grow your business. No upfront fees, no effort on your part — we handle the heavy lifting.
Comprehensive health coverage tailored for seniors and retirees living abroad. Get peace of mind with plans designed for your lifestyle.
Why an advisor
Why Use an Insurance Advisor?
International health insurance is complex, fragmented and constantly evolving. A great advisor pays for themselves many times over — in time saved, mistakes avoided and claims resolved.
Passion & Personal Care
Constant Protection & Guidance
25+ Years of Regional Expertise
Passion & Personal Care. First and foremost, because we genuinely love what we do and we love taking care of you. The advanced technology we have built is simply designed to make your enquiry more efficient when it is brought to our team. Tech speeds things up, but human care drives us.
Constant Protection & Guidance. Once you discover exactly what you want — either entirely on your own or using our smart AI tools — our entire team will stand firmly by your side. We are here to guide you through the fine print and actively protect your interests at all times.
25+ Years of Proven Regional Expertise. Led by Jean-Marc Herbet, an international insurance advisor since 1999. Deeply rooted in Asia and based in Hong Kong, we bring over two decades of local, face-to-face brokerage experience to safeguard your global health and wealth.
Senior advisor
A human, not a chatbot.
Multilingual · 24/7 · Lifetime claims advocate
Smart wallet
Fortress Wealth: your insurance wallet.
A pocket assistant that turns your policy into plain, usable answers — anywhere in the world.
- 📂
Store every document
Policies, member cards, renewals and claims — all encrypted, all in one tap.
- 💬
Understand your cover
Ask plain-English questions. Get plain-English answers on what's covered, excluded, or needs pre-approval.
- 🧭
Know where to go
Find direct-billing hospitals, claims steps and emergency contacts — wherever you land.
- 🔄
Renew in one tap
Your broker reshops the market 60 days before renewal. You approve. Done.
When life doesn't wait
Coverage that shows up when it matters.
Emergencies don't check timezones. Neither do we. Every plan we broker is battle-tested for the moments you'll never plan for.
Emergency & inpatient
Rushed to hospital in Ho Chi Minh
Direct-billing at 4,000+ hospitals worldwide. No credit card, no upfront paperwork.
Learn more
Maternity & family
A baby in Singapore
Full pre- and post-natal care, newborn cover from day one, private room upgrades.
Learn more
Evacuation & repatriation
Airlifted from a Nepal trek
24/7 medical evacuation, translated medical records, family flown to your side.
Learn more
Loved by globe-trotters
Real expats. Real coverage.
★★★★★4.9 / 5 · 1,240+ reviews
"I battled with renewals and exclusions for years. With ExpatMedicare, I finally have cover that travels with me — and a broker who actually picks up."
Donnie Whitfield
ExpatMedicare Member
"Claim approved in 36 hours. After two carriers ghosting me previously, this was the first time international cover actually felt like cover."
Priya Shah
Maternity Cover
"Moved from Berlin to Singapore and didn't miss a single appointment. The wallet kept every document a tap away."
Lukas Berger
ExpatMedicare Member
"Compared 14 carriers for our 40-person remote team in 20 minutes. Cleanest broker experience we've used."
Marcus Chen
Ops Director · Dubai
"The AI parsing pulled exclusions I'd missed for years. Saved us €2,400 on the renewal — and the dashboard made it obvious why."
Sofia Rinaldi
ExpatMedicare Member
"Switched our entire family policy in under an hour. The wallet alone is worth it — direct billing in Bangkok worked first try."
Alice Moreau
ExpatMedicare Member
"I battled with renewals and exclusions for years. With ExpatMedicare, I finally have cover that travels with me — and a broker who actually picks up."
Donnie Whitfield
ExpatMedicare Member
"Claim approved in 36 hours. After two carriers ghosting me previously, this was the first time international cover actually felt like cover."
Priya Shah
Maternity Cover
"Moved from Berlin to Singapore and didn't miss a single appointment. The wallet kept every document a tap away."
Lukas Berger
ExpatMedicare Member
"Compared 14 carriers for our 40-person remote team in 20 minutes. Cleanest broker experience we've used."
Marcus Chen
Ops Director · Dubai
"The AI parsing pulled exclusions I'd missed for years. Saved us €2,400 on the renewal — and the dashboard made it obvious why."
Sofia Rinaldi
ExpatMedicare Member
Global footprint
International advice, local understanding.
Six hubs across Europe, the Middle East and Asia — so your broker speaks your language and knows your market.
Real members · real life abroad
Live boldly. We've got the coverage.
From maternity in Singapore to a broken ankle in Chamonix — thousands of expats trust us with the moments that matter.
Verified member
"The claim for my daughter's surgery in Bangkok was approved in 36 hours. No stress, no paperwork mountain — just care."
Alice Moreau
French expat · Bangkok
Family in Dubai
Team offsite · Singapore
Newborn · Paris
Digital nomad · Bali
Frequently asked
Answers before you ask.
The most common questions from expats moving, working, or raising a family abroad.
International health insurance is a private plan that covers you across countries — not just where you live. If you're moving abroad, working remotely, or splitting time between countries, local public schemes rarely cover you fully (and travel insurance runs out fast). International cover follows you door-to-door, with direct billing at global hospital networks.
Still have a question?Talk to a real broker →
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